FLINT — Genesee Health Plan said earlier this week its members will continue to receive GHP assistance after the Michigan Healthcare Marketplace launches on Tuesday and enrollment dates have been extended to ensure members are covered either through the new Michigan Health Insurance Marketplace or Medicaid.
Under the new health care reform law known as the Affordable Care Act, uninsured people will have additional options available to get access to health care:
1. The Michigan Health Insurance Marketplace (also known as the health insurance exchange) will offer affordable insurance options to people without insurance. All health insurance plans on the marketplace will have to cover doctor visits, hospitalizations, maternity care, emergency room care, mental health services, and prescriptions. Financial help is available so people can find a plan that fits their budget. Open enrollment for new health insurance started Oct. 1, with coverage beginning Jan. 1.
2. Another option for people is an expanded Medicaid program, which allows more people to qualify under a new state law for coverage expected to begin in spring 2014.
GHP also announced that it will help both GHP members and nonmembers understand their health care options under reforms in the federal Affordable Care Act.
Members will receive letters from GHP detailing what they need to do, including:
• Members will be able to set up a free appointment with a GHP enrollment advisor. Members will be given a toll free number to call to schedule an appointment.
• GHP will explain what to expect when insurance coverage starts.
“We are committed to helping our members get full insurance, better than the coverage they currently have with GHP, and will help them enroll into the program that is best for them”,” said Linda Hamacher, President and Chief Executive Officer of the Genesee Health Plan. “GHP staff is trained to assist people with this process. Members just need to wait to receive their letters sent from GHP that outlines what they need to do.” — G.G.