Flooding insurance policy
LANSING – Melting snow and rain may cause flooding in parts of Michigan and many residents may not know that damages are not covered by regular homeowners insurance. To be covered from flood damage, property owners must purchase a policy from the National Flood Insurance Program (NFIP). NFIP estimates that 90 percent of all natural disasters involve flooding. A small amount of water can cause a tremendous amount of damage, and many property owners are unaware their properties are at risk. A home located in a floodplain has a four times greater risk of flooding than burning during a 30-year mortgage. Coverage for water back up in basements (drains/sewers) is excluded from the flood insurance policy but can be obtained by purchasing an endorsement to a homeowners insurance policy. Most insurance companies offer sewer and drain back up as optional coverage.
Vehicle damage from flooding is covered by the comprehensive portion of the auto policy. Comprehensive coverage is optional in Michigan, so people should check with their insurance agent to make sure they have selected that coverage. Details: www.michigan. gov/deq/0,4561,7-135-3313_ 3684_ 3725-9414- -,00.html — R.S.
2018 Architecture Scholarship application open
GENESEE COUNTY — The American Institute of Architects- Flint Chapter has established a scholarship for graduating high school seniors who are pursuing an education and career in architecture, as well as for continuing college students enrolled in an architecture program. The AIA Flint Architecture Scholarship Fund was established to encourage and assist students graduating from high schools in the Flint Chapter region (Genesee, Shiawassee, and Lapeer Counties) and existing college students to pursue a professional degree in architecture at a college or university with a NAAB accredited architecture program, or an associate degree in architectural technology. The fund is administered by the AIA Flint Chapter of the American Institute of Architects. Since the inception of the scholarship in 2012, the AIA Flint has awarded $14,000.00 in scholarships to 12 different recipients. To download an application and further required criteria and details, visit http:// www.aiaflint.com/wp-content/uploads/2010/04/ AIA-FLINT-APPLICATION-2018-1.pdf — R.S.
McLaren Flint Auxiliary offers rewarding volunteer opportunities
FLINT – The office of McLaren Flint Auxiliary Volunteers has openings in many different service areas and welcomes new members. Scheduling is flexible. Volunteering is a win/win opportunity: volunteers give of their time, but the rewards are great. Anyone interested can apply online at www.mclaren.org/flint/volunteer. aspx or call 810-342-2115. – G.G.