In brief

Renters insurance a must for college students as they return to campus

LANSING — The Insurance Alliance of Michigan is encouraging new college students and those returning to campus to protect their belongings with renters insurance.

A parent’s homeowners insurance policy may cover their child’s belongings if they live in a dorm room, however it likely won’t extend to off-campus housing. It’s best to check with your insurance agent to find out what may be covered under your homeowners insurance policy and if your college student needs renters insurance.

Students should also check with their landlord, as they may require tenants to carry renters insurance before signing a lease.

Regardless of how they are covered, students should have a list of all their belongings, ideally including purchase price, model numbers and serial numbers. Photos or video footage will also suffice.— G.G.

Nation’s first 529 prepaid college tuition plan will conclude its How We MET Sweepstakes with two $3,000 drawings in September

LANSING — Two Michigan families will have extra reason to observe College Savings Month in September, when the Michigan Education Trust (MET) wraps up its How We MET Sweepstakes.

On Sept. 18, MET will randomly draw two winners of $3,000 Pay-As-You-Go MET prepaid tuition contracts, concluding the $30,000 giveaway that began with monthly drawings in January.

The sweepstakes is open to Michigan residents age 18 and older who will have children ages 0-17 as of Sept. 30, 2018. They have until Sept. 17 to enter for next month’s drawings at

Gov. Rick Snyder has proclaimed September as College Savings Month in Michigan in an effort to increase awareness about the importance of saving for college.

With MET, families can buy future tuition at today’s prices. MET’s Pay-As-You-Go option allows purchasers to buy prepaid tuition in credit hour increments rather than on a semester basis, which requires a greater upfront investment. Pay-As-You-Go contract holders can purchase additional prepaid tuition with contributions of as little as $25.

MET also sells tuition in semester increments through lump sum and monthly purchase plans.

Details: Visit or call 800-MET- 4-KID. — G.G.

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